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HomeApartments
February 25, 2026
By Staff Writer
ApartmentsDwelling Portfolios

The Complete Landlord’s Guide to Tenant Background Checks (2026)

How to Screen Tenants Legally, Protect Your Landlord Insurance Policy, and Rent Confidently — In All 50 States Whether you own a single rental unit or manage a large portfolio of

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Modern apartment buildings with infographic overlay showing rising insurance costs in the United States, including icons for fire, water, storm, and liability claims, and highlights for California, New York, Florida, and Georgia.
October 20, 2025
By Staff Writer
Apartments

Why Apartment Building Insurance Prices Are Rising (and What You Can Do About It)

Apartment and multifamily owners across the U.S. are seeing double-digit premium increases—even on clean accounts. What’s going on? In short: the cost to repair and rebuild has

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August 21, 2025
By Staff Writer
Apartments

Understanding Terrorism Insurance for Apartment Buildings: To Include or Not?

In an unpredictable world, apartment building owners and property managers must navigate a complex landscape of insurance options to protect their investments, tenants, and operati

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July 1, 2025
By Staff Writer
ApartmentsCondo AssociationsDwelling PortfoliosBuilders Risk

How Defensible Space Affects Insurance for Rental Properties and Apartment Buildings

If you own or manage a rental property or apartment building in a wildfire-prone area, you’re likely already aware of the rising insurance costs and coverage restrictions in the

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July 1, 2025
By Staff Writer
ApartmentsCondo AssociationsDwelling Portfolios

Elevation Certificate for Flood Insurance: Do You Still Need One in 2025?

Quick Answer: For most National Flood Insurance Program (NFIP) policies written after October 2021, you do not need an Elevation Certificate to get a quote or purchase coverage. FE

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June 26, 2025
By Staff Writer
ApartmentsDwelling Portfolios

Don’t Commingle Funds: A Critical Reminder for Apartment Owners and Landlords

When it comes to owning and managing rental property—whether it’s a portfolio of apartment buildings or a handful of single-family homes—your legal and financial practice

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June 23, 2025
By Staff Writer
Apartments

What Apartment Building Owners Should Know About Lloyd’s of London Insurance Policies

If you own or manage apartment buildings, chances are you’ve come across insurance policies “written through Lloyd’s of London.” Maybe your broker presented it as an option

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June 11, 2025
By Staff Writer
Apartments

Most Commonly Excluded Dog Breeds and Animal Types in Apartment Building Insurance Coverage

When it comes to insuring apartment buildings, insurance companies carefully evaluate risks associated with tenants’ pets. While pets bring joy to many renters, some breeds a

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June 7, 2025
By Staff Writer
Apartments

How Apartment Amenities Affect Insurance Premiums (Reduce Risk & Costs)

How Apartment Amenities Affect Insurance Premiums (And What Owners Can Do About It) Swimming pools, fitness centers, rooftop lounges, dog parks, and clubhouses help properties comp

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Property manager inspecting tenant-caused damage in apartment unit after a claim
June 6, 2025
By Staff Writer
Apartments

Best Practices for Handling Tenant-Caused Insurance Claims in Apartment Buildings

Introduction Tenant-caused damage is one of the most frequent — and frustrating — sources of insurance claims for apartment building owners. From kitchen fires to water overflo

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February 28, 2026
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February 28, 2026
Apartment Building Fires Across the U.S. – February 27, 2026 | ApartmentCoverage.com

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