Insurance for Apartment Buildings and Condo Associations
We specialize in large property accounts!
Whether you are a landlord or on the board with a condo association, you have significant risk and need them properly protected. Our team is here to provide our expertise.
Our Advantage:
19+ years working with landlords
Access to many insurance carriers
All of our staff owns rental properties
Frenquently asked questions
What is your target market?
Our business model focuses on larger apartment complexes, condominium associations, and investors who hold 50 or more individual rental units but exceptions are sometimes made.
What insurance companies do you work with?
We have an extensive network of insurance companies that we work directly with but also have a very large list of special programs and brokerage markets that only work with licensed agents and not with the customer directly. We have a solution for almost any risk.
How are claims handled?
Although there is a separation between an insurance agent/broker and an insurance adjuster with licensing, we do play an active role in reviewing coverage and guiding our customers through the claims process. Claims can be reported to us and we will coordinate with the insurance carries to get you on the right track.
Do you offer layering of property coverage?
In this insurance market enviroment layering is sometimes essential when insuring higher valued properties. We not only offer layering of coverage limits for property but also for liability with the commercial umbrella coverage.
Since you focus on apartment complexes and larger investors, why do you also offer renters insurance?
Renters insurance can not only be good for the tenants but it is part of the overall risk management plan for the landlord. By offering quality renters insurance coverage we not only protect the renter but also the landlord.
Some of the key coverages we offer within our packages:
General Liability
Can cover injuries to third parties, damage to property, and personal injury lawsuits.
Commercial Umbrella
Provides additional liability coverage above and beyond what is included in your other policies.
Building Coverage
Coverage for the structure of the building and items that are permanantly attached.
Loss of Income / Extra Expense
Triggered when there is a claim on your policy, used to replace income and reimburse costs.
Data Breach / Cyber Liability
Protection for the unintentional leak of personal data and cyber related events.
Directors & Officers
Designed to protect the directors and officers of a condominium association.
