Commercial Umbrella
A commercial umbrella insurance policy is a type of liability coverage that provides an extra layer of protection beyond the limits of your primary insurance policies. It “ki
Employee Dishonesty Coverage
Managing an apartment building or a condominium association involves trusting employees and contractors with access to property, finances, and sensitive information. Unfortunately,
Medical Payments
Medical Payments Coverage is a component of a Business Owner’s Policy (BOP) designed to cover small medical expenses if someone is injured on the insured property, regardless of
Equipment Breakdown Coverage
Equipment Breakdown Coverage (EBC) is a critical but often overlooked insurance protection for apartment building owners and condominium associations. While standard property insur
Flood Insurance
As an apartment building owner, protecting your property against potential disasters is a top priority. While fire, theft, and liability coverage are commonly included in standard
Sewer and Drain Backup Coverage
When you own or manage an apartment building, protecting your property with the right insurance coverage is critical. One of the most misunderstood areas of property insurance invo
Should Landlords Allow Dogs in Rental Properties? An Insurance Perspective
Published: 02/24/2026 By: Harley Gambrell – Insurance Specialist for Multifamily Properties As rental demand evolves in 2026, more landlords face a key decision: open properties
What to Do After a Fire in Your Rental Property: A Landlord’s Complete Emergency Guide
A fire in your rental property is one of the most stressful and financially damaging events a landlord can face. Beyond the immediate risk to life and safety, you’re suddenly man
Invasion of Privacy: Essential Guide for Landlords in 2025–2026 Invasion of Privacy: What Landlords Need to Know
As a landlord renting out a single-family home or any residential property, you own the asset—but your tenants have a legal right to privacy and quiet enjoyment of the space duri
Directors and Officers Coverage aka D&O
Running a condominium association comes with significant responsibilities—and potential liabilities. Board members are tasked with making decisions that affect the property, fina