How Defensible Space Affects Insurance for Rental Properties and Apartment Buildings
If you own or manage a rental property or apartment building in a wildfire-prone area, you’re likely already aware of the rising insurance costs and coverage restrictions in the
Florida Repeals “Diligent Effort” Rule for Surplus Lines Insurance
Effective July 1, 2025, the state of Florida has officially eliminated the longstanding “diligent effort” requirement for placing surplus lines insurance. This change, made thr
Georgia HB 399: Landlords Must Appoint a Georgia Agent or Risk Legal Trouble
Georgia House Bill 399 (HB 399) introduces a new legal requirement that impacts all non-resident landlords who own rental property in the state of Georgia. Effective July 1, 2025,
Elevation Certificate for Flood Insurance: Do You Still Need One in 2025?
Quick Answer: For most National Flood Insurance Program (NFIP) policies written after October 2021, you do not need an Elevation Certificate to get a quote or purchase coverage. FE
Don’t Commingle Funds: A Critical Reminder for Apartment Owners and Landlords
When it comes to owning and managing rental property—whether it’s a portfolio of apartment buildings or a handful of single-family homes—your legal and financial practice
Who Should Be Listed on a Rental Insurance Policy?
Understanding Mortgagee, Loss Payee, Lender’s Loss Payable, Additional Insured, and Additional Interest for Landlords When you’re a landlord insuring a single-family rental
What Apartment Building Owners Should Know About Lloyd’s of London Insurance Policies
If you own or manage apartment buildings, chances are you’ve come across insurance policies “written through Lloyd’s of London.” Maybe your broker presented it as an option
Do Apartment Building Owners Need Workers’ Compensation Insurance? Yes—Here’s Why
Introduction If you own an apartment building, you already know that managing rental property comes with a long list of responsibilities—maintenance, repairs, tenant relations, a
Landlord Insurance and Busted Water Pipes: What You Need to Know
A burst water pipe can cause significant damage to a home, leading to costly repairs. Landlord insurance may cover some of these expenses, but coverage depends on the type of found
Most Commonly Excluded Dog Breeds and Animal Types in Apartment Building Insurance Coverage
When it comes to insuring apartment buildings, insurance companies carefully evaluate risks associated with tenants’ pets. While pets bring joy to many renters, some breeds a